Tuesday, January 18, 2011
Estimates of 50 Million up to 129 Million Have Pre-Existing Conditions ( Wapo) About Soon to be released DHHS Study...
(Photo : RAM Free Health Clinic in LA 2008 : This photo symbolizes the Thousands that have had to line up for access to any Free Needed Health Care.... )
So late Monday Night it came across the wires that up to 129 Million People have Health Conditions that can be considered Pre-Existing Conditions by Insurance Companies. DHHS is to release this Study this week...... The Washington Post snuck it out while we were sleeping, like leaving a Toad on my pillow. Waking it and finding it and yelling out, "Ouch". This number as shocking as it is also shows Why Health Care Reform, even in it's most basic form, must begin now as these Numbers Unfold.
From the Article::
((( Or WHO you may ask qualifys as a Pre-Existing Condition? )))
" The study found that one-fifth to one-half of non-elderly people in the United States have ailments that trigger rejection or higher prices in the individual insurance market. They range from cancer to chronic illnesses such as heart disease, asthma and high blood pressure."
And here's More to Consider:::
"The study found that one-fifth to one-half of non-elderly people in the United States have ailments that trigger rejection or higher prices in the individual insurance market. They range from cancer to chronic illnesses such as heart disease, asthma and high blood pressure.
The smaller estimate, by Health and Human Services Department researchers, is based on the number of Americans whose medical problems would make them eligible for states' high-risk pools - special coverage for people denied insurance because of their medical history. The researchers arrived at the larger figure by adding in other ailments that major insurers consider a basis to charge customers higher prices or to exclude coverage for some of the care they need."
***The Important sentence to note, DHHS arrived at that figure when adding in data from Insurance Companies, Major Insurers.****
Other Toads from the HCR Battle that are already Known Facts.....
According to Harvard Studies in 2007/2008 More than 45,000 die per year with NO Health Insurance and No Health Care. (Please do share the Sept 2009 Harvard Study)
It was estimated that at least 51 Million have No Health Insurance and No Health Care and that Wretched Number was estimated before The Huge Economic Collapse and millions more lost jobs and homes ...and Insurance.
More than 42% of ALL Bankruptcies of People Losing Homes are directly related to Medical Debt. (Studies say 42-62% depending on which study is used).People literally losing it all for their Health. And once they are have suffered Financial Damage, they then go on to be considered a Credit Risk, so then they can not qualify for Health Insurance either.
The bottom line is that all along, all during the Health Care Battle of the past two years there were so many of us saying that alot more People than the Estimated 30 Million proposed during the Health Care Reform era have Pre-Existing Conditions. Millions have been denied Care and Insurance and Cancelled.
Now as the HCR goes into effect it is being implemented State by State to provide changes to Care Provision. Yet each State is handling certain issues differently. Each state is setting up the High Risk Pools. Yet in many states High Risk Pools are determined by Insurance Companies setting the new parameters and the Costs and the Plans of Care. So once again they are controlling the Access of Care , for the very people they already denied,cancelled or over Charged.
And as interesting as this Study is supposed to be, WHY would Sebelius wait until the last Final Hours before the Republican Vote to repeal HCR ??? I am left with more questions than answers.... ( as of 1PM it is still not Publicly Available.)
((Enigma Footnote:::: Personal little story regarding Being Cancelled. I was cancelled in early 2006, I was cancelled after a Doctor ordered BRCA blood work due to Family History : Breast Cancer. I was cancelled because I supposedly did not properly disclose all family History to said company, even though I am pretty sure I did. So low and behold in August I called the State to inquire as to the High Risk Pool. And within Days the High Risk Provider called me back. Ironically the Company that has the Contract is the same Company that Cancelled me. I was paying 440/month in 2006 ( which yes is VERY high for a single mom....) And they "offered" me Insurance this past August " $1150 /month, not including deductibles and Capped Care.....blah blah blah...."At come point during that Conversation I hung up the phone before I heaved it....Everyone who comes to this Blog knows for over 2 years I blogged we have a Health Care Crisis in this Country. $1150 is too much, it is more than Rent and Heat Combined...It is Highway Robbery....And if you like you are welcome to read about my Life as a UnInsured Nurse No Healthcare and No Insurance and M.S,......just my story, one of Millions.))